This site uses cookies and related technologies for site operation, analytics and third party advertising purposes as described in our Privacy and Data Processing Policy. You may choose to consent to our use of these technologies, or further manage your preferences. To opt-out of sharing with third parties information related to these technologies, select "Manage Settings" or submit a Do Not Sell My Personal Information request.
Your subscription includes service, maintenance, wear & tear cover, vehicle tax, and more. You have the option to add insurance or choose your own.
Personal Contract Purchase Examples | Purchase: Volvo XC40 Single Motor Recharge FWD Core with Metallic Paint - Automatic | Lease: Volvo XC40 Single Motor Recharge FWD Core with Metallic Paint - Automatic | Subscribe: Volvo XC40 Single Motor Recharge FWD Core with Metallic Paint - Automatic |
Cash price of vehicle | £43,550.00 | £43,550.00 | £58,799.00 |
36 Monthly payments | £715.75 | £649.86 | £599.00 |
Customer Deposit / Initial Rental | £715.75 | £649.86 | £0.00 |
Amount of credit | £42,834.25 | N/A for lease | N/A |
Interest | £7,163.90 | N/A for lease | N/A |
Fixed rate of interest p.a. | 3.65% | N/A for lease | N/A |
APR Representative | 7.1% | N/A for lease | N/A |
Optional final payment | £24,231.15 | N/A for lease | N/A |
Total amount payable | £50,713.90 | N/A for lease | N/A |
Duration of agreement | 36 Months | 36 Months | 36 Months |
Annual mileage | 6,000 | 6,000 | 6,000 |
Excess mileage charges | 14.9p per mile | 13.8p per mile | 14.9p per mile |
Road Tax | £0.00 | £0.00 | £0 Included |
Service Plan | Included (for 3 years) | Included (for 3 years) | £0 Included |
Wear & Tear (inc Tyres) | Chargeable to customer | Chargeable to customer | £0 Included |
PCP - *Finance subject to status. Subject to availability at participating dealers only on vehicle orders placed before 30th June 2022. At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Terms and conditions apply. Applicants must be 18 or over. Guarantee may be required. Volvo Car Financial Services UK Ltd, SL6 4FL. Retail offer only. Excludes fleet operators and business users.
PCH - **Important Information: 18’s & over, finance subject to status. Guarantee may be required.
You can never own the vehicle and it must be returned in good condition to avoid further charges. Subject to availability at participating dealers for vehicle orders placed before 30th June 2022. Not available with other promotions. Excess mileage will be charged at 13.8p per mile. Provided by Volvo Car Financial Services UK Ltd, SL6 4FL.
CvB - You’ll find answers to common questions on our extensive FAQ page. Otherwise, we’re always here to help via phone, live chat or email. Care by Volvo Car UK Limited authorised and regulated by the Financial Conduct Authority, FRN 918625. For insurance Care by Volvo Car UK Limited is an Introducer Appointed Representative of Lloyd Latchford Group Limited who are authorised and regulated by the Financial Conduct Authority, FRN 496330. Alternatively you can learn more here. †These features are included for the length of your Care by Volvo subscription, whereas traditional car financing includes them for a limited time only.