Bells Motor Group Loan Car Terms and Conditions

I am over 21 and under 86 years of age, and I have held a full, valid UK driving licence applicable to the vehicle for at least 12 months. I have not accumulated more than 9 penalty points in the last 3 years, nor have I been disqualified from driving in the last 5 years. I confirm that, if I have any health condition or disability that could affect my ability to drive safely, I have notified the DVLA, and the DVLA has authorised me to drive. I have given consent for the dealership to carry out a driving licence check and I understand that should I incur any pending or new endorsements or restrictions during the period of loan, failure to inform the dealership immediately may invalidate the insurance. I will pay any charges for loss/damage as a result of not using the correct fuel (this is a Petrol vehicle). I accept that these terms also apply to any additional authorised driver. I confirm that I meet and agree to these terms of insurance:

Bells Motor Group loan vehicle terms and conditions:

1. The vehicle is insured on a comprehensive basis by the dealership from the time it is collected by me or delivered to me, whilst it is in my custody and control and until such time it is returned by me to the dealership or dealership representative. I agree to pay an insurance excess of £50 to the dealership in the event of any accidental damage, which will be refunded if recovered from a third party. I acknowledge the policy does not cover personal effects or my own personal injury, which remain at my own risk.

2. I accept full responsibility for any uninsured loss or damage however such loss or damage is caused. In the event of an accident I will report the incident immediately to the dealership and will complete an accident report form at the dealership. Any necessary repair work will be carried out by the dealership and paid by me upon receipt of invoice.

3. I accept that any motoring or traffic offences, toll or parking charges, penalties and fines arising in relation to the vehicle for the duration of the loan are my sole responsibility under the Road Traffic Regulation Act 1984, the Road Traffic Offenders Act 1988, and/or any subsequent relevant legislation. I will indemnify the dealership forthwith for any penalties, fines, legal fees, cost, interest or other charges paid by them in relation to any such motoring or traffic offences or toll or parking charges. I hereby irrevocably agree to any such charges including an administration fee of £25+VAT being charged to me and for my details to be passed to the relevant third party.

4. I will not drive the vehicle more than 150 miles per day unless by prior agreement. If I do I will accept a charge of £0.15+VAT per mile in excess of the agreed mileage.

5. I will replace all fuel used during the loan period, or be invoiced for it at a cost of £2.20+VAT per litre.

6. I agree the vehicle is only insured to be driven by named person(s) and will only be used for social, domestic and pleasure purposes and/or for my own business purposes excluding use for hire and reward, taxi or courier business purposes. I will indemnify the dealership in full against any and all claims, costs and expenses arising out of the driving of the vehicle by any other persons and accept full responsibility for any uninsured costs arising whilst these named persons are driving or have custody of the vehicle.

7. I will not enter into any other agreement with any third party to further hire or loan the vehicle.

8. I understand the vehicle's controls, agree not to disengage any of the passive safety features and to leave it secured at all times with the keys removed. I understand failure to do so will invalidate the insurance policy and in the event of a loss I shall become liable for the full value of the vehicle.

9. I agree not to use the vehicle for track or off road purposes, and not to take the vehicle outside the UK and Eire. Towing is permitted but cover excludes damage or theft to any trailer or contents.

10. I will return the vehicle at the end of the agreed loan period, or whenever requested. Failure to do so will result in a £25+VAT daily charge.

11. I will not smoke/vape or allow animals in the vehicle and I will return the vehicle in a clean and serviceable condition, and agree to pay £25+VAT for cleaning if required.

12. I agree that if I am in breach of any significant policy conditions then the dealership has a right of recovery against me.

Last reviewed 06/06/2023